Found Forrest approachable and friendly, said he answered every question quickly and kept the whole process seamless from start to finish.
Carolyn C. · Bloomington, MNSmooth process
Fairway Home Mortgage · Wayzata & Eden Prairie, MN
Home loans from the guy who knows the lake.
I'm Forrest Roberts — Loan Officer, west-metro local, and unapologetic Lake Minnetonka guy. Buying, building, or refinancing anywhere from Wayzata to the whole Twin Cities, I'll give you plain-English answers and a process that actually moves.
★ 4.96 across 175 verified reviews · NMLS #1618698 · Licensed in Minnesota & Wisconsin
Hey Forrest — we found a place out by the lake 🌊 what would our payment be?
Love it out there. Tap a price and I'll ballpark your monthly right now 👇
Estimated monthly payment*$0P&I + taxes + insurance + PMI
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★ 4.96175 verified reviews
Meet Forrest
West metro local. Lake Minnetonka regular. Straight shooter.
Some loan officers cover a territory. Forrest lives his — the towns around Lake Minnetonka and the west metro are home, from the Wayzata office at 214 Minnetonka Ave S to the Eden Prairie branch he works alongside. When you're weighing a place in Minnetonka, Chanhassen, Chaska, Victoria, or anywhere across the Twin Cities, you're talking to someone who knows the streets, the school lines, and what homes here actually go for.
Clients keep using the same words about him: on top of it, easy to work with, great communicator. That's the whole approach — answer fast, explain everything in plain English, and keep your file moving so your closing date is never the thing you're worried about.
From the dock to the closing table
Your first four steps, minus the guesswork
Whether it's your first condo or the lake place you've been circling for years, the path starts the same way.
1
Text Forrest
Tell him what you're thinking — even if it's "no idea where to start." That's a normal starting point.
2
Get real numbers
A quick conversation turns into an honest budget: payment, cash to close, and what you qualify for.
3
Pre-approval in hand
A Fairway pre-approval letter that listing agents in this market take seriously — often same-day.
4
Shop with confidence
House hunt knowing your financing is handled, with Forrest a text away for every "what about this one?"
Loan programs
Every route onto the water (or anywhere else)
First place, forever place, jumbo on the lake, or a smarter refinance — there's a program for it.
🏠
Conventional Loans
The workhorse of home financing — flexible terms, competitive costs, and down payments as low as 3% for first-time buyers.
Learn more →🌱FHA Loans
The first-time buyer favorite — 3.5% down, friendlier credit requirements, and forgiving guidelines for real-life finances.
Learn more →🎖️VA Loans
For those who served — $0 down, no monthly mortgage insurance, and some of the strongest terms in all of lending.
Learn more →🌾USDA Loans
$0 down for homes in eligible smaller communities — many Twin Cities exurbs qualify, and most buyers have no idea.
Learn more →🏛️Jumbo Loans
Financing above conforming loan limits for higher-priced homes — with the same guidance and straight answers.
Learn more →🤷No idea which one?
Most people don't — that's literally Forrest's job. One text and he'll match you to the right fit.
Text Forrest →Real clients, real reviews
Five stars.4.96 across 175 verified reviews
Pulled from Experience.com, Google, Facebook & Zillow — every word verified, every buyer real.
Called out the great communication from Forrest and his team — and a closing that came together fast.
Amanda G. · Savage, MNFast closing
Said Forrest was a great communicator and easy to work with — and that her realtor said the exact same thing.
Ellie M. · Becker, MNEasy to work with
Described Forrest as on top of everything the whole way through, which made the purchase easy for his family.
Jake A. · Becker, MNOn top of it
Credited Forrest with knowing his stuff — putting more money back in their pocket while lowering the monthly payment.
John N. · Henderson, MNRefinance win
Found Forrest very on top of things, with strong communication and genuinely helpful advice at every step.
Jake R. · Eden Prairie, MNHelpful advice
Kept it simple: on top of things, communicated well, and gave advice that actually helped.
Jacob R. · Savage, MNGreat communication
Met with a lot of lenders and said Forrest and his team were by far the best — and that he won’t use anyone else going forward.
Will G. · Twin Cities, MNShopped around
Found Forrest approachable and friendly, said he answered every question quickly and kept the whole process seamless from start to finish.
Carolyn C. · Bloomington, MNSmooth process
Called out the great communication from Forrest and his team — and a closing that came together fast.
Amanda G. · Savage, MNFast closing
Said Forrest was a great communicator and easy to work with — and that her realtor said the exact same thing.
Ellie M. · Becker, MNEasy to work with
Described Forrest as on top of everything the whole way through, which made the purchase easy for his family.
Jake A. · Becker, MNOn top of it
Credited Forrest with knowing his stuff — putting more money back in their pocket while lowering the monthly payment.
John N. · Henderson, MNRefinance win
Found Forrest very on top of things, with strong communication and genuinely helpful advice at every step.
Jake R. · Eden Prairie, MNHelpful advice
Kept it simple: on top of things, communicated well, and gave advice that actually helped.
Jacob R. · Savage, MNGreat communication
Met with a lot of lenders and said Forrest and his team were by far the best — and that he won’t use anyone else going forward.
Will G. · Twin Cities, MNShopped around
No dumb questions
Mortgage stuff, explained like you're a friend at the dock
PMI, escrow, points, DTI — the industry loves its alphabet soup. The learning hub translates all of it into plain English, and the payment calculator lets you play with real numbers before you ever talk to anyone.
Is it dumb that I don't know what escrow means?
Not even a little. Escrow is just a holding account your lender uses to pay your property taxes and insurance for you. You'll know more than most homeowners by the end of one conversation.
Ready when you are — no pressure, ever.
A first conversation costs nothing, commits you to nothing, and usually answers everything. Text, call, or start your application whenever it suits you.